Nursing Home Medicaid

What it is and who it helps

Nursing home care can cost thousands of dollars a month, quickly wiping out a family's life savings. Nursing Home Medicaid covers these costs, but the eligibility rules are strict and include a 5-year look-back period on financial transfers. Without proper planning, families are often forced to spend down almost all their assets before Medicaid kicks in.

How LiFEC helps

We help families navigate the complex rules of Nursing Home Medicaid. We map out a strategy to protect your home and savings as legally possible, safeguard the family home from Medicaid liens, and ensure the healthy spouse is not left impoverished. We manage the paperwork and work to get your loved one approved. If a lower level of care is appropriate, we can also explore assisted living or provide care coordination.

Is this you?

• A loved one is moving to a nursing home soon or is already there.
• You are worried about losing the family home to pay for care.
• You want to protect savings for a healthy spouse still living at home.
• You need help navigating the 5-year look-back period.
• Being discharged soon? Learn about our Hospital & Rehab Discharge Planning help.

Find out if you qualify

Eligibility depends on many factors. Even if you think you have too much saved, you may still qualify with proper planning. Let us review your situation at no cost.